Workers’ Compensation

Don’t let workers’ comp insurance be a hassle. Let us help you! We have built trusted relationships with our partners who work with a number of insurance carriers to bring you options for your workers’ compensation insurance needs. 

Pay-as-you-go Workers’ Comp

Pay-as-you-go workers’ comp is a very popular option. Why? Because it’s easy and based off your actual payroll, not an estimate. With pay-as-you-go workers’ compensation your premiums are paid every payroll period and calculated off your actual payroll for the period.

No large up-front premium: With pay-as-you-go workers’ comp, you don’t have to pay any hefty upfront down payment toward your premium. You simply pay every time you run a payroll.

Payments based off of actual payroll: Stop guessing! Pay your workers’ compensation off your true payroll numbers. This means you will not owe any additional premium at the end of the policy term for going over your payroll estimates.

Minimizes workers comp audit: Have you ever been audited for workers’ comp? It can become quite an inconvenience. When you use pay-as-you-go workers’ comp coverage it shortens the workers’ comp audit process, or in many cases eliminates it all together.

Automatic premium withdraw each week: No manual monthly payments for worker’s comp. You read that correctly! Pay-as-you-go workers’ comp coverage automatically withdraws each week you run your payroll. No more manual payments means more time savings so you can focus on the important things.

No surprise bill after policy year-end audit: No one likes a surprise expense and a workers’ comp bill can get pretty pricy. When you use pay-as-you-go workers comp you won’t be caught off guard by an expensive bill because you pay for your coverage every payroll period based on your actual payroll. Other options estimate your annual payroll and sometimes it’s underestimated. Underestimated payroll means that you’ll have to pay additional premium at the end of the policy term.

Local Workers’ Compensation Insurance Agents

At Payroll Savvy, we have relationships with trusted local insurance agents that can help you explore many different options for your workers’ compensation insurance needs.  From pay-as-you-go to traditional policies, the local agents will walk you through every step.

Phone: (904)-452-7650
Fax: (904) 551-2359


1091 Oakleaf Plantation Pkwy, Orange Park, FL 32065 (directions)

Mon-Fri: 8:00 am-5:00 pm